Included in Balance used to Pay Transactions that Night?ĪFTER today's Business Day Cut-off and BEFORE midnight* The table below shows how transactions you make affect the balance we use to pay transactions, and the date that a transaction will appear on your account statement. Learn more about Overdraft Protection to cover these transactions. To maintain a positive balance you need to ensure you have adequate funds in your account or in an account you linked for overdraft protection. The following debit transactions reduce your balance used to pay transactions that night: cash withdrawals made at an ATM or at a financial center, and transfers from your account made at an ATM, at a financial center, through Online Banking or through Customer Service. The following credit transactions increase your balance used to pay transactions that night: cash deposited at an ATM or at a financial center, and transfers to your account from another Bank of America deposit account made at an ATM, at a financial center, through Online Banking or through Customer Service. *may not be midnight local time in some states. For further information regarding stop payments, stop payment fees or regarding bank and customer responsibilities, please refer to your Deposit Agreement and Disclosures brochure.Īfter Business Day Cut-off Transaction DeadlineĪR,AZ,CA,IA,ID,IL,IN,KS,MI,MO,NM,NV,OK,OR,TX,WAĬT,DC,DE,FL,GA,MA,MD,ME,NC,NH,NJ,NY,PA,RI,SC,TN,VA We ask that you contact us if any information on the confirmation is not correct. A stop payment on a personal check will be effective for 6 months. The stop payment cannot be placed on an item that has already been presented. If the amount and check number are not exact, the check may be paid. You will need to provide the following information: check number, date written, exact amount, and payee. To request a stop payment via Online Banking, please select the account and click Stop payment on a check under Services. to 5 p.m., local time or by calling the number on your statement. You can request a stop payment on a personal check via Online Banking or by calling customer service at 1.800.432.1000 Monday through Friday from 7 a.m.
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